Term Of Use

Terms of Use


Hello and welcome to our Site https://cooper-ninve.com/ (hereinafter: the “Site”), which allows the user, by way of providing their details, to receive brokerage services for the purpose of producing an insurance policy of the Insurance Company Lloyd’s of London  (hereinafter: the “Insurance Provider”).

Upon reading of these Terms of Use, you declare and warrant that: (1) you are at least 18 years old; (2) You have the legal qualifications to commit to contracts and carry out legal actions; (3) You have the right, authority, and ability to accept and comply with the terms of these Terms of Use.

The Site is operated by Cooper Ninve Insurance Agency (2010) ltd., ID no. 514466168 from Dizengoff 111 street, Tel Aviv (hereinafter: “Cooper Ninve”).

Tel: 03-7621810 Fax:  03-7621820 Email: info@cooper-ninve.com , from Dizengoff 111 street, Tel Aviv.

For any questions about using the Site, you can contact the Site representatives at email address: info@cooper-ninve.com

The titles in these Terms of Use are used for convenience only.

  1. Definitions
    • The User – a person who uses the services of the Site.
    • The Site -https://cooper-ninve.com/https://cooper-ninve.com/
    • Site Administration – Cooper Ninve or anyone on its behalf.
    • Information and/or Content – Information of any kind, any verbal, visual, audio-visual, musical, or any combination of content, as well as their design, processing, editing, distribution and presentation, any image, photography, illustration, animation, chart, character, simulation, sample, video, voice file and musical file, any software, file, computer code, application, format, protocol, database, interface and any character, symbol, and


  1. General
    • These Terms of Use allow you to use the Site for your personal use only and not for any commercial use.
    • The purpose of the Site is to mediate between the User and the Insurance Provider for the purpose of producing an insurance policy in Israel or abroad, according to the User’s details.
    • The Site offers the User to provide details about them in order to authorize the Site to act as an intermediary between them and the Insurance Provider, and to produce an appropriate insurance policy for them.
    • In order to receive the service from us, the User authorizes the Site to contact him as an intermediary to the Insurance Provider in order to receive optional policies.
    • The Site disclaims all liability for claims relating to or arising from the policy starting at the end of the brokerage services and/or from the moment the user signs the policy issued to him, the latest between the two.
    • It is hereby clarified that the Site receives the information on behalf of the User and transmits it to the relevant entity with the Insurance Provider, for the purpose of producing the policy. You permit us to use this information to generate a policy for you.
    • For the avoidance of doubt, the Site is not an insurance company, and issues related to enforcement, the existence of the policy, its suitability, conditions, receipt of compensation and/or filing claims, should be referred to Cooper Ninve only.


  1. Usage and Filling of Details
    • The products and services appearing on this Site are intended for Israeli citizens only.
    • You confirm that in order to produce a policy for you, you must provide identifying information (hereinafter: “User Information”) including inter alia, telephone number, social security number, address, occupation, and more.
    • Providing User Information is a condition for receiving the services through the Site. A User who does not wish to provide identification or contact information, or a User whose identification information does not match the information appearing in the relevant official databases, will be asked to identify themself by alternative means.
    • It is emphasized that you are hereby required to provide real and accurate information, as required during the policy issuance process. It is the User’s responsibility to provide the required details of them in full disclosure, as well as to ensure that all the details on which disclosure is imposed have been provided to the Insurance Provider.
    • It should not be relied upon that the Site has transferred all the details to the Insurance Provider, but rather it is the User’s responsibility before signing the policy, to ensure that they had given full disclosure in the report to the Insurance Provider. It is clarified that failure to provide full disclosure may impair the validity of the policy and/or prevent compensation from being received in case of an insurance event. The User, and them alone, have the full responsibility to provide the full details to the Insurance Provider. The platform of the Site is not responsible for providing information to the Insurance Provider or for maintaining the policy and/or receiving compensation in the event of an insurance event.
    • In case of failure to do such, and/or provide incorrect and/or misleading and/or missing information, the Site will not be held liable for the above and no claims will be made against it in this regard.
    • It should be clarified that the management of the Site will be able to detract or add the required User Information details in accordance with its sole discretion and subject to the relevant laws and regulations that will be published from time to time.


  1. Site Changes
    • The Site management reserves the right to change the terms of these Terms of Use at any time. These changes will take effect immediately after publication.
    • The Site management reserves the right to request additional information for the purposes of verification or additional information.




  1. Intellectual Property
    • All rights and/or intellectual property published on the Site are owned and protected by all applicable law, including, the accounts, titles, computer code, subject, objects, characters, names, stories, dialogues, key phrases, locations, ideas, artistic representations, animations, sounds, musical works, image and audio effects, operating methods, customer lists, market segmentation, user lists, graphics, user-provided information, etc.
    • Any copying, photography, translation, storage in a database, transmission or otherwise, by any electronic, mechanical optical or other means, unauthorized commercial use, in whole or in part, and/or the creation of a derivative work from the content is strictly prohibited, and constitutes, inter alia, a criminal offense, civil, and contractual tort.
    • If you wish to use any of the above, you must obtain the consent of the Site management in writing, and if the ownership of the rights belongs to the sellers, the Site management will refer you to them.

  2. Limited Use License
    • Subject to you complying with the terms of these Terms of Use, you are hereby granted a license to use the Site’s services, including a permit to browse the Site.
    • Any use other than in accordance with the limited license, including browsing the Site, will be deemed a violation of this agreement.
    • You undertake to preserve the copyright and/or intellectual property and/or other rights under any applicable law of the Site and/or of the users, and to avoid harming and/or altering and/or disrupting content on the Site or infringing on any third-party rights.
    • It is strictly forbidden to perform a robotic scan of the Site or impose an unreasonable load on its servers, without express written permission. Browsing the Site through artificial intelligence or operating an automated system that will browse the Site, without written permission from the Site management, will be considered a hack into the Site’s servers, and the Site management reserves the right to exercise law on the criminal and civil level with the person responsible.
    • It is strictly forbidden to impersonate another and/or provide false information.


  1. Limit of Responsibility
    • The aforementioned on this Site is not a professional opinion and does not constitute a substitute for professional advice.
    • The Site management will not be liable for any harm and/or damage caused to the User of the Site, and/or to a third-party, unless done maliciously by the Site.
    • The Site as a whole, including all information contained therein, is served and available to you As-Is.
    • Without derogating from the above, it is clarified that the information presented on the Site does not indicate its realness and/or accuracy and/or constitutes a recommendation.
    • The platform of the Site is not responsible for the User’s engagement with the Insurance Provider, and /or for the existence of the policy by the Insurance Provider, and/or to pay compensation by the Insurance Provider in case of an insurance event.
    • The responsibility for transferring the full information to the Insurance Provider via Cooper Ninve rests solely with the user, and there will be no claim that the User transferred the information to the Site platform. Failure to disclose the full information to the Insurance Provider via Cooper Ninve may result in the cancellation of the policy and non-payment of compensation.


  1. External Links and Trademarks of Other Companies
    • The Site may contain pointers and hyperlinks to and from other sources of information or resources found on other websites in the Internet spaces (hereinafter: “Other Sources”).
    • The management of the Site does not guarantee that all links found on the Site will be valid and will lead to active websites. The mere presence of a particular link on the Site does not indicate that the content of the linked Site is reliable, complete, or up-to-date, and the Site’s management will not bear any responsibility in connection with it.
    • The management of the Site is not responsible for the content, data, or visual elements to which the links lead and is not responsible for any consequences caused by their use or reliance on them.
    • The Site may contain trademarks and logos of other companies, as a descriptive need. It should not be assumed that there is an affinity to insurance companies or other companies, unless otherwise explicitly stated.


  1. International use of the site
    • In view of the global nature of the Internet, the User agrees that any action taken through the Site is done in accordance with the law of the State of Israel.



  1. Ads
    • The Site may grant advertisers the ability to upload, publish, retain and display various types of information on the Site, cannot monitor and does not actively monitor the content uploaded to the Site by the advertisers.
    • Responsibility for the content of ads posted on the Site, including information and rights, will apply only to advertisers.
    • The management of the Site has no responsibility regarding the content or reliability of the postings on the Site. It should be emphasized that the publication of commercial information in itself does not constitute any encouragement or recommendation for the purchase of the services or products offered for sale on the Site.
    • The responsibility for the content of the ads and the results that will occur due to reliance on the ads on the Site is at the User’s own risk.


  1. Disclosure of Information
    • The Site reserves the right to report to law enforcement agencies any activity in which it is suspected of violating laws or regulations in order to protect the Site or you and the other users, or to ensure the integrity and operation of the Site and its systems.
    • If a relevant court determines that a section of these Terms of Use is unlawful or unenforceable, it will not affect or detract from the other provisions and conditions that remain in force and will not be a waiver and/or violation of other provisions of these Terms of Use.


  1. Jurisdiction and applicable law
    • These Terms of Use shall apply and be interpreted in accordance with the laws of the State of Israel only. Any dispute or claim relating to these Terms of Use shall be subject to the exclusive jurisdiction of the relevant courts in the Tel Aviv District only.




  1. Contact
    • If you have any questions or comments, you are invited to contact us at the email address Info@cooper-ninve.com or by using phone number 03-7621810 or by fax 03-7621820 or by registered mail: Dizengoff 111 street, Tel Aviv. Please contact us as soon as possible and we will endeavor to address your request with all advances.